Now in open beta

Meet the money coach in your pocket.

Sage watches your spending, celebrates your wins, and nudges you before you overspend. Budgeting that actually feels good.

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Good morning, Maya

Sunday, April 26 · 11 days left in this cycle
TodayWeekMonthYear
Sync
You can spend
$2,054 in 11 days
That's $186/day — about 22% more than your usual pace. · 🎉 +50 XP for syncing today
Income
2.7%
$5,240
vs $5,100 last
Expenses
6.8%
$3,186
vs $3,420 last
Remaining
22.3%
$2,054
vs $1,680 last
Spending pace
April vs March
April $3,186March $3,420
50 / 30 / 20 budget
April so far
$3,186 of $5,240
61% used
Needs50%
$1,820
of $2,620
Wants30%
$1,140
of $1,572
Savings20%
$226
of $1,048
Pace check
today
$47↓ 47%
$89 yesterday
this week
$412↓ 29%
$580 last week
this month
$3,186↓ 7%
$3,420 last month
Sage
Online
Morning, Maya. You're doing great — $2,054 left for the month and you're 11 days in. That's a healthier pace than last month. ☕
Where did my dining budget go?
You've spent $412 of your $350 dining budget — about $62 over. Lucali on Friday was the big one ($78). Want me to trim next week's dining target to $40 to even it out? You'd still be on track for the month.
How am I doing this month? Where did my dining budget go? Should I worry about my coffee spend?
Ask Sage anything…
Weekly quests
3 active
Skip 2 coffees this week+50 XP
1/2
Categorize 10 transactions+30 XP
7/10
Stay under Dining budget+100 XP
$412/$350
Recent activitySee all
◉
Variety Coffee
Apr 26
−$5.50
↗
MTA Subway
Apr 26 · pending
−$2.90
▤
Trader Joe's
Apr 25
−$64.18
▦
Spotify Premium
Apr 25
−$11.99
✦
Lucali
Apr 25
−$78.40
9:41
Aspen
23
You can spend
$2,054
11 days left · $186/day
Skip 2 coffees this week and you'll bank $11 toward Emergency.
Income
$5,240
Spent
$3,186
50 / 30 / 20
Needs$1,820 / $2,620
Wants$1,140 / $1,572
Savings$226 / $1,048
Quest of the day
+50 XP
Skip 2 coffees this week — 1 of 2 done
Recent activityView all
◉
Variety Coffee
Apr 26
−$5.50
↗
MTA Subway
Apr 26 · pending
−$2.90
▤
Trader Joe's
Apr 25
−$64.18
▦
Spotify Premium
Apr 25
−$11.99
Home
Activity
Budgets
Sage
More
23
23-day streak
+50 XP today
Securely connects 12,000+ banks via Plaid
ChaseBank of AmericaWells FargoCitiCapital OneAmerican ExpressTD BankApple CardGoldman SachsVenmo
Everything in one place

A clear view of your money,
without the spreadsheet.

◉
Variety Coffee
−$5.50
↗
MTA Subway
−$2.90
▤
Trader Joe's
−$64.18
Synced 2 min ago

Automatic bank sync

Connect every account through Plaid. Transactions flow in and categorize themselves — no manual entry, ever.

Needs69%
Wants73%
Savings22%

Budgets that fit you

Start with the 50/30/20 rule or go granular with per-category budgets. Progress bars keep you honest.

⌂Rent▤Groceries◐Utilities↗Transit◉Coffee✦Dining out

Smart categories

Rent, coffee, transit — sorted into Needs, Wants, and Savings. Split a bill or link a payback in a tap.

Meet Sage

The coach who reads
every receipt for you.

Sage is your AI finance coach. Ask anything in plain language, get a real answer — plus gentle nudges before you overspend and a warm word when you're on track.

  • Understands your full transaction history
  • Suggests budget tweaks in real time
  • Gentle nudges before you overspend
Sage
Online
Morning, Maya. You're doing great — $2,054 left for the month and you're 11 days in. That's a healthier pace than last month. ☕
Where did my dining budget go?
You've spent $412 of your $350 dining budget — about $62 over. Lucali on Friday was the big one ($78). Want me to trim next week's dining target to $40 to even it out? You'd still be on track for the month.
Stay on track

Good habits, gently rewarded.

Streaks, XP, and weekly quests make checking in feel less like a chore and more like leveling up.

23
Daily streaks
Check in each day to grow your streak. Maya's on a 23-day run.
7
Level up
Earn XP for categorizing, saving, and hitting budgets. Level 7 — Sapling.
11RRiya S.1,980
12YYou1,840
13MMarcus K.1,720
Friendly competition
Climb the leaderboard with friends. Opt in or keep it private.
Security & privacy

Your money stays yours.

We built Aspen with security first. Connect with confidence — your data is encrypted, read-only, and never sold.

Bank-level encryption
256-bit AES encryption in transit and at rest. Your credentials are never stored on our servers.
Powered by Plaid
We connect through Plaid — the same secure layer trusted by Venmo, Robinhood, and thousands more.
Read-only by default
Aspen can see your transactions to help you budget. It can never move your money.
Questions

Good to know.

Is Aspen really free?

Yes. The core app — bank sync, budgets, categories, and Sage basics — is free during open beta and will stay free. Aspen+ adds unlimited Sage chats and advanced reports later.

How do you keep my data safe?

We connect via Plaid using bank-level 256-bit encryption, store connections read-only, and never sell your data. Aspen can see transactions but can never move money.

Which banks are supported?

Over 12,000 institutions through Plaid — including Chase, Amex, Goldman Sachs, Vanguard, Capital One, and most US credit unions. You can also add accounts manually.

What is Sage?

Sage is your built-in AI finance coach. Ask questions in plain language, get budget suggestions, and receive gentle nudges before you overspend.

Do I have to use the gamification features?

Right now, streaks, XP, and quests are part of the core Aspen experience — they're woven into how you check in and build habits. Finer controls to dial them down are on our roadmap.

Start growing your money today.

Connect your first account in two minutes. Sage takes it from there.

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No credit card · Free during beta · Cancel anytime